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Loans for Machinery & Equipments
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- Easy Loans for purchase
of machinery, computers, refrigerators, airconditioners,
vehicles and other consumable durables
- Ideal for self employed
professionals and individual borrowers
- Finance for Capital
cost
- Special rates for
SSI units & professionals
- No processing charges
on renewals
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- Vehicle loans at
special rates for Doctors, Medical Practitioners
and Transport Operators at very low margins
- Minimum formalities
& expeditious sanctions
- Choose your own vehicle
- Early repayment allowed
without any penalty
- Used vehicles also
financed
- Bare minimum paper
work
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Overdrafts
& Loans against Demat Shares / Government Relief
Bonds / LIC Policies / NSCs to Individuals
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- Prompt sanctions
and minimum formalities
- Vast range of shares
accepted
- No hidden charges
- Dematerialisation
facility offered through Stock Holding Corporation
of India Ltd.
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- Wide range of financial
packages available
- Expertise to structure
corporate line of credit
- Access to easy transfer
of funds
- Working Capital &
Term Loans
- Bills Discounting
Facilities
- Letters of Credit
- Letters of Guarantees
- Consortium lending
& multiple banking
- Low processing charges
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Cash
Credit limits for working capital
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- Working Capital facilities
against stocks / bookdebts
- Speedy sanctions
- Special rates and
margins for SSIs
- Simple renewal formalities
- Easy documentation
- Consortium finance
available
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- Financial assistance
for lower and middle income groups upto 70% of agreement
value (maximum - Rs. 25.00 lacs)
- Reasonable repayment
period upto 15 years
- Prepayment allowed
without extra charge
- Reduced interest
rates for loans upto Rs. 5.00 lacs
- Repayment on equated
monthly instalment basis
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Personal
Loans to Salaried Employees
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- Loans
upto Rs. 1.00 lac.
- Lowest
Interest Rate for this category of loan as compared
to other Banks.
- Repayment
upto 36 months.
- No
security other than a letter from the Borrower and
the Employer.
- No
processing charges.
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- Loans
upto Rs.15.00 lacs per student for studies in India
and abroad.
- Rate
of Interest @ 12% on reducing balance basis.
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Easy terms of repayment to cover the course period
with one year’s moratorium.
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No processing charges.
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